Roofing · Missoula, MT
Storm & Hail Damage Roof Repair in Missoula, MT
Wind, hail, falling trees and heavy snow can damage a roof in a single afternoon. We prioritize storm damage, inspect the whole roof, make the repairs, and help you document the damage thoroughly for your insurance claim.
After a Storm: What to Do First
If a storm has just come through and you think your roof took damage, these steps protect your home and your claim:
- Stay off the roof. Wet or damaged roofs are slippery and can be weaker than they look. A look from the ground, or through binoculars, is enough for now.
- Check inside. Look at ceilings, the tops of walls and the attic for water stains or drips. Put a bucket under any active leak and move valuables out of the way.
- Take photos. Photograph damage you can see from the ground: missing shingles, debris on the roof, dented gutters or vents, fallen branches, and any damage inside.
- Call your insurance company promptly. Most policies expect damage to be reported within a reasonable time after the event.
- Get a professional inspection. Hail and wind damage is often hard to see from the ground. An inspection tells you what's actually damaged before you or your adjuster decide anything.
For an active leak or serious damage, call us at (406) 540-8116. We prioritize urgent situations with same-day or next-day contact.
What's Included
The inspection
- A full roof inspection: shingles or panels, ridge, flashing, vents, skylights and gutters
- A check of the attic or ceilings where water has come in
- A clear explanation of what the storm damaged and what was already worn
Making it safe
- Temporary protection for an active leak or open damage until permanent repairs can be made
Documentation for your claim
- Thorough documentation of the damage to support your insurance claim
- An itemized estimate for the repair or replacement
The repair
- Storm damage repairs, or a full roof replacement if the damage is widespread
- Complete cleanup of storm debris and old material
Insurance Claims and Documentation
Homeowner's insurance typically covers damage from sudden events like hailstorms, high winds, falling trees or heavy snow, all of which are common in Western Montana. It generally doesn't cover normal wear and aging. That line between storm damage and wear is what most claims come down to, which is why good documentation matters.
What we can help with
We inspect the roof, explain what the storm damaged, and document it thoroughly so you have something solid to give your insurance company. We can also provide an itemized estimate for the repair.
What's up to you and your insurer
Whether a claim is approved and how much it pays is decided by your insurance company under your policy. Nobody can promise you a claim will be paid, and you should be wary of anyone who does. Read your policy, ask your agent about your deductible, and keep copies of everything.
Hail damage
Hail bruises asphalt shingles by knocking granules loose and cracking the mat underneath, often in ways that aren't visible from the ground. The roof may not leak right away, but the damaged shingles age much faster. Look for dents in gutters, vents and downspouts as a clue that hail was big enough to damage the roof.
Wind damage
Wind lifts shingles at the edges and ridge first, breaks the seal that holds them down, and eventually tears them off. A few missing shingles is a straightforward roof repair. Widespread lifting across a slope can mean the shingles have lost their seal and more will follow.
Snow and ice damage
Heavy snow loads and ice dams damage gutters, eaves and shingles, and ice dams push water under the roofing. Sudden damage from snow load is often covered, while long-term ice dam leaks may be treated as maintenance, so it's worth asking your insurer.
What It Costs
The cost of storm damage repair depends on how much of the roof was damaged, the roofing material, and whether water got inside. If your claim is approved, your insurance pays for covered damage according to your policy, minus your deductible.
Either way, the inspection and estimate are free, so you can find out what you're dealing with before you decide anything.
How It Works
- Call or request an estimate
Tell us what's going on with your roof: a leak, storm damage, an older roof you're wondering about, or a new roof you're planning. A phone call or the short form is enough to start.
- On-site inspection
We look at the roof itself: the shingles or panels, flashing, vents, gutters, and the attic or ceiling if there's a leak.
- Itemized written estimate
You get a clear estimate covering materials, timeline and recommended solutions, with no hidden fees and no pressure to decide on the spot.
- The work, then full cleanup
Once you approve the estimate, we schedule the job around the weather, do the work, and clean up completely when we're done.
- Warranty paperwork and a final walk-through
We walk the finished job with you and go over both warranties: our workmanship warranty on the labor and the manufacturer's warranty on the materials.
Questions About Storm Damage
How soon after a storm should I get my roof inspected?
As soon as you reasonably can. Damage that isn't leaking yet can get worse with the next storm or freeze, and your insurance company will want the damage reported promptly.
Can I file a claim if my roof isn't leaking?
Yes. Hail and wind damage often doesn't leak right away. If the storm damaged the roof, that's what matters to the claim, not whether water has come in yet.
Will filing a claim raise my premium?
That depends on your insurer and your policy. Ask your agent before you file if you're concerned.
What if the damage turns out to be minor?
Then you'll know, and a small repair may cost less than your deductible. It's still worth fixing lifted or missing shingles before they turn into a leak.
Serving Missoula and Nearby Towns
We repair storm and hail damage throughout Missoula and in the surrounding towns, including:
Ready for a Roof You Don't Have to Worry About?
Tell us what's going on with your roof and we'll set up a free, no-obligation estimate.